Services

Services

We’re independent. That means we can tailor our products and services to your needs.

Not all wealth managers are free to put their clients’ best interests first. Some are captive to big conglomerates. We’re not. We treasure our independence at Doncaster Insurance and Financial Services. We value it because we know it allows us to create plans that are custom designed for whatever people we serve need most.

You’re our first concern. 

Retirement income planning is a personal process.

We’re here to help. Let us show you what we can do. With many years of experience and industry knowledge, we’ve seen it all, or nearly all. We understand each client is unique and faces different challenges, which is why we take a personalized approach to retirement income planning.

Our products help protect your retirement income from market downturns, and when developing your customized retirement income plan, we will walk you through a step-by-step process designed to create strategies you can feel confident in.


We can help you execute a reliable retirement income plan utilizing the following products and services:


Retirement Income Planning

No two careers follow the same trajectory. 

Following that, no two retirements are quite the same, either. Everyone will have different goals, needs, and strategies. We take the time to listen to your needs and formulate a plan to take you from the accumulation phase of your life to the distribution phase.

IRAs and IRA rollovers

Keeping track of what you’ve saved for retirement is paramount to creating a plan going forward.

You need to know where your money is, how much money you have, and how you can distribute it when you reach the age when you choose to retire. We can help you keep track of your accounts and roll them over if needed.

401(k) rollovers. Just like IRAs, 401(k) accounts need to be kept track of, and managed by the employee—they are not an employer’s responsibility. They’re your investment. We help you with your 401(k) and make sure it has a place and a purpose in your overall financial plan. 


Legacy planning. No one likes to think about estate or legacy planning—however, most people want to leave a legacy for their families and communities, if they can. We help you find a way to leave some impact on the world after you’re gone.


Life insurance. Life insurance, as the saying goes, is for the living. We leverage a wide array of products and services (such as IUL or Whole Life) to make sure you’re using your money efficiently when it comes to coverage. Not every policy will be right for everyone. That’s why we look carefully at every option for individual clients.


Long-term care. Not everyone has savings to cover the cost of nursing-home care, home-health care, or personal or adult care for people ages 65 and up. Some people fear facing a debilitating or chronic condition in retirement that depletes their savings and affects their legacy plans for their family. One option these people might have is long-term care insurance.


Social Security maximization. Social Security is the United States’ federal “Old Age, Survivors, and Disability Insurance” (OASDI) program. It’s overseen by the Social Security Administration. The program is complicated, but we could help you maximize your benefits from it.


Tax efficient strategies. The U.S. tax code is a complicated document. We have strategies that we could help you with to implement the most tax-efficient version of your retirement income plan. Contact us to learn more about these strategies and if they’re right for your situation. 

Share by: